SVPCO Image Payments Network

The SVPCO Image Payments Network is an industry utility for all financial institutions. Its unique image cash letter transfer system lets each institution transmit images directly to another institution.

SVPCO Image Payments Network facilitates “peer-to-peer” exchanges without going through a central processing facility. This type of exchange is both highly secure and highly efficient.

Full Service Offering

• Image Cash Letter (ICL – and integrated ECPI)
• ECP (electronic data) with ECPI (data and image) to follow
• Transit Volume
• Correspondent Delivery Product
• Return Cash Letters
• IRD Instructions
• Online Adjustments
• Automated Settlement
• Potential for bulk transfer and on-demand image exchange
• Web-enabled management tool for reporting and tracking through SVPCOView

Benefits

• Leverages financial institution’s existing image infrastructure and investment
• Use private or shared archive and a centralized or distributed image capture structure
• Use industry standards and rules (ECCHO, Federal Reserve, banks)
• Implementation support focuses on a level of detail critical for success

- Includes rigorous requirements for certification, quality, security

• Supported by shared experience of financial institutions
• Critical mass provided by 22 of the nation’s largest banks insures affordability and success

SVPCO ensures that all financial institutions in the U.S. can reach each other to exchange and settle check images.